This simple checklist can help you prepare for storms and cyclones.
|Insurance review and documents:
|□ Do you have your current insurance policy/policies on hand?
|□ Take photos/video of your property and possessions before the event. A picture is worth a thousand words. Images also can satisfy proof of ownership requirements.
|□ Update your emergency contact telephone numbers (see below)
|Your property – have you:
|□ Trimmed trees and removed overhanging branches?
□ Cleared gutters and checked your roof is secure?
□ Removed all loose items around your property?
□ Run your generator and serviced it?
□ Prepared to install storm shutters or purchased tape for your windows?
|Emergency kit: .
|Ensure your kit is ready and includes:
□ Portable radio
□ Copy of your insurance documents, previous cyclone repair documents, photos of your property □ Spare batteries, portable charging devices, power banks
□ First Aid kit
□ Essential medications
□ Non-perishable food and bottles of water
□ Candles, matches and torches
□ Pet food and a litter box
□ Kids’ toys
□ Other essentials
|Pre-event action plan:
|□ Do you have a safe room in your home? If not, have you made arrangements to go elsewhere?
□ Do you have an evacuation plan? Remember if you leave, it may be days before you return home. Throw out perishables from your fridge and freezer before you go.
□ Have you fuelled all vehicles and have a supply of fuel on hand for your generator?
□ Have you organised storage containers for emergency water supplies?
□ Get cash — ATMs and EFTPOS facilities don’t work when there is no power
□ Are your mobile electronic devices fully charged? Do you have an external charging device?
□ Have you checked that your neighbours and family are prepared?
□ Do you know the frequency of local radio stations so you can tune in during the event? Stay inside until the event is over.
|Post-event action plan:
|A few simple actions can save a lot of post-disaster heartache.
□ Help yourself and then your neighbours.
□ Take photos/video of your damaged property.
□ Complete your insurer’s claim notification form.
□ List damaged items and store non-perishables for assessment by your insurer.
□ Try to wash down external surfaces before the storm debris dries out. Debris will wash off walls, cars and buildings with a hose while it is still wet. Once it dries, it can set like concrete.
□ Try to use cold and frozen foods before they perish. If they can’t be saved take photos before you throw them away.
□ Contact your insurer or broker promptly. Be mindful of the extent of your damage — people who are not dry or safe will take priority.
|Record phone numbers for the following:
□ Your insurer or broker
|□ Next of kin
|□ Others, eg, family, neighbours, radio stations, builder, plumber