Insurance built for Northern Australians

Redicova offers an alternative to the traditional loss assessment model, backed by Lloyd’s.

We are the first to pay after a severe tropical cyclone.

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How does it work?

Cover is triggered when the BoM records a severe tropical cyclone at your insured location.

If a category 3 or higher cyclone is recorded by the BoM, Redicova will automatically pay you a pre-agreed sum insured within three business days of receiving your claim – no questions asked.

1. Cyclonic Event

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BoM records your insured address has been hit by a category 3+ cyclone.

2. We'll Notify You

Redicova notifies you via email, requesting your confirmation to pay your claim.


3. Respond and Recover

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Redicova will deposit your sum insured within 3 business days of receiving your claim so you can get on with life.

Buy Redicova today

Check Your Eligibility

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Post Code*

We insure Northern Australians between Carnarvon (WA) postcode 6701 to Bundaberg (QLD) postcode 4670 including the Northern Territory.

Funds can be used to cover your unanticipated expenses and lifestyle costs, with no delays or assessments.

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Living in the Northern Territory, severe tropical cyclones are a given, it’s great to know that I will have cash to help us get through after the next big blow.

Darwin resident | customer since December 2021

As a parcel delivery business, I rely on open transport links and freight to make a living. I know that after Yasi the roads were cut, nothing got through for weeks. I need to pay my bills in the interim. Redicova is easy and will pay me $10,000 within three days of making a claim…that’s brilliant.

Cairns based delivery service | customer since January 2022

Living in North Queensland, severe tropical cyclones are a given, it’s great to know that I will have cash to help us get through after the next big blow.  Redicova is easy to understand and local.

Tully banana farmer | customer since December 2021.

I reckon Mackay is due for a blow. I purchased $5,000 cover to pay my traditional insurance excess and buy replacement food or a generator. 
I signed up as soon as I heard about Redicova.

Mackay resident | customer since January 2022

Aviation Industry

Banana Farmer

Body Corporates

Caravan Parks

Construction Industry

Contract Workers




Property Owners

Small Business

Tourism Industry

Transport Operators