First to Pay after a severe tropical cyclone

Product Purpose

By way of basic summary only, this product is designed for persons who may suffer economic or financial loss (including property damage or personal injury) due to certain defined types of winds occurring at an Insured Situation located in the defined Catchment Area of Northern Australia which are caused by a defined Severe Tropical Cyclone (essentially one classified by the BoM as a Category 3, 4 or 5 cyclone).

This cover can only be applied for by persons who are eighteen (18) years of age or over and reside, or legally own Real Property, or operate a commercial or agricultural enterprise from a location, in the Catchment Area of Northern Australia. Other eligibility criteria applies.